Call: (251) 625-0444 /  NMLS 193181
Alabama Purchase, Refinance, and Reverse Mortgages

Purchase

Shopping For a Mortgage?

Are you shopping for a Purchase or Refinance Mortgage in Alabama or Florida?  Well, we love shoppers!

Check the credentials, then check the rate and loan costs.

If you do, you will find that we are in a class all by ourselves.

Call 251-625-0444 to get the process started.

 

Penny H. Phillips, CRMS, CMHS,  NMLS# 204553

Certified Residential Mortgage Specialist

Certified Military Housing Specialist

New VA Credit Thresholds

 

Southchase Mortgage 1/5/18

New VA Credit Thresholds

  • 100% Purchase owner occupied starting at 560 credit score
  • 100% Cash Out Refinance owner occupied starting at 620 credit score
  • 100% Streamline Refinance owner occupied, second home, and investment starting at 560 credit score
  • Loan amounts up $1,200,000
  • No Monthly Mortgage Insurance
  • Fixed or ARM loans with competitive rates

Call 251-625-0444 now for more information.  Serving Alabama and Florida.

Penny Phillips, CRMS NMLS# 204553

Certified Residential Mortgage Specialist

Certified Military Home Specialist

Southchase Mortgage NMLS# 193181

251-625-0444

southchasemort@att.net

www.southchasemortgage.com

 

Conventional, Jumbo, VA, FHA, USDA, Commercial, Reverse

Purchase or Refinance

 

 

Questions?

Southchase Mortgage

Do you have a question about a mortgage scenario?  Even if you aren’t ready to submit an application, I will be happy to answer your questions.

You may be thinking about relocating to the beautiful Alabama or Florida Gulf Coast.  To areas like Foley, Gulf Shores, Orange Beach, Daphne, Fairhope, Pensacola, Gulf Breeze, Navarre, Fort Walton, or anywhere in Alabama or Florida.

As a mortgage broker, I work with multiple lenders, and have access to hundreds of lending programs-not just a few.  This means more choices and incredibly low rates, whether you are considering a purchase, refinance, or even a home equity conversion mortgage (reverse mortgage).

If you have a question about any of our mortgage programs, call 251-625-0444 today.

We look forward to hearing from you!

 

Penny Phillips, CRMS NMLS# 204553

Certified Residential Mortgage Specialist

Certified Military Home Specialist

Southchase Mortgage NMLS# 193181

251-625-0444

southchasemort@att.net

www.southchasemortgage.com

 

Conventional, Jumbo, VA, FHA, USDA, Commercial, Reverse

Purchase or Refinance

 

Talk about FAST!

CLEAR TO CLOSE in 11 Days from Southchase Mortgage

Loan was submitted on November 27th and received the Clear To Close on December 8th!

While this does not happen every time, it is not at all unusual.

 

Penny Phillips, CRMS, CMHS  NMLS 204553

Certified Residential Mortgage Specialist

Certified Military Home specialist

 

Southchase Mortgage NMLS 193181

2394 Miflin Road, Suite 201A

Foley, AL  36535

251-625-0444

Email: southchasemort@att.net

Web:  www.southchasemortgage.com

Conventional, FHA, USDA, VA, Reverse, Commercial

Purchase or Refinance