Call: (251) 625-0444 /  NMLS 193181
Alabama Purchase, Refinance, and Reverse Mortgages

Purchases

We proudly offer some of the most innovative purchase programs currently available. From the latest conforming loan products (up to 99% LTV with No Monthly Mortgage Insurance), to virtually all of the government financing programs (FHA, VA, USDA), with some of the lowest rates available.They are:

Primary Residences

  • Conventional Loans Up to 99% Loan to Value (LTV) with No Monthly Mortgage Insurance *. Our most popular program.
  • Jumbo Loans Up to 90% LTV. Loan amounts up to $3MM, with loans between $417K and $1MM only requiring 1 appraisal
  • FHA Loans Up to 96.5% LTV • VA- Up to 100%
  • USDA Loans Up to 100%
* Mortgage insurance will be included in the rate, resulting in a higher rate.  Call for more information.

Second Homes

  • Up to 90% LTV with No Monthly Mortgage Insurance, Single Family Residence
* Mortgage insurance will be included in the rate, resulting in a higher rate.  Call for more information.

Investment Property

  • Up to 85% LTV with No Monthly Mortgage Insurance on Single Family Residence
* Mortgage insurance will be included in the rate, resulting in a higher rate.  Call for more information.