Call: (251) 625-0444 /  NMLS 193181
Alabama Purchase, Refinance, and Reverse Mortgages

Refinance Mortgage

Refinaance Mortgage SavingsIf you are looking to refinance your current mortgage, there has never been a better time with mortgage rates near record low levels. Our refinance programs include:

Primary Residences

  • HARP (Home Affordable Refinance Program)
  • Conventional Up to 95% Loan to Value with No Monthly Mortgage Insurance*. This program would enable a homeowner to remove mortgage insurance (M.I.) from their monthly payment if they currently have it.
  • Conventional – Up to 85% LTV cash out
  • Jumbo – Up to 80% LTV Rate and Term
  • FHA – Up to 96.5% LTV, with NO APPRAISAL
  • VA – Up to 100% LTV, with NO APPRAISAL
* Mortgage insurance will be included in the rate, resulting in a higher rate.  Call for more information.

Second Homes

  • Up to 90% LTV with No Monthly Mortgage Insurance*
  • Jumbo- Up to 75% Rate and Term
* Mortgage insurance will be included in the rate, resulting in a higher rate.  Call for more information.

Investment Property

  • Up to 75% LTV