Call: (251) 625-0444 /  NMLS 193181
Alabama Purchase, Refinance, and Reverse Mortgages

JUMBO

This could be the best chance to refinance your mortgage for some time to come.

This could be the best chance to refinance your mortgage for some time to come.

If you:

  • Are currently paying monthly Mortgage Insurance with your Principle and Interest payment? We can eliminate it. You can refinance with No Monthly Mortgage Insurance!
  • Are you currently paying more than 4.75%?
  • You don’t want to reset the mortgage term clock back to 30 years? You can choose the term of your new mortgage- anywhere from 5 to 30 years!
  • Have high interest rate credit cards, or other revolving debt you would like to reduce?

If you answered yes to any of these questions, call 251- 625-0444 today for a no cost mortgage evaluation.  Don’t wait for rates to start back up, or you could miss this great opportunity.

 

Penny Phillips, CRMS, CMHS, NMLS# 204553

Certified Residential Mortgage Specialist

Certified Military Home Specialist

 

Email: southchasemort@att.net

www.southchasemortgage.com

Conventional, Jumbo, VA, FHA, USDA, Commercial, Reverse

Purchase or Refinance

                                                                                                                                                                      

Southchase Mortgage 2/5/2018 – Reverse Mortgage Marketing Statement

Southchase Mortgage 2/5/2018 – Reverse Mortgage Marketing Statement

 

Frequently, we hear from clients who tell us that before they contacted us, they called one of the national lenders to inquire about a reverse mortgage. What followed then was an unrelenting barrage of sales calls trying to pressure them into proceeding with the loan.

We do not operate this way. We have built and sustained our business for over 17 years by helping clients who want and need our help, and we never use pressure to coerce a client into any loan.

When a client is referred to us, they will be treated with the utmost courtesy and respect, whether we can do their loan or not.   If they do choose to work with us, they will receive a level of service that few other lenders can match.

We are all about clients shopping their loan, but they need to be aware of the risks involved with some lenders, or lender referral services.

If you know someone age 62 or older, and would like to speak to a local mortgage expert, have them call today.   We will be happy to personally meet with them at their home, bank, our office, or anywhere they feel comfortable.

We will be happy to explain how these HUD-insured loans work, and answer any and all questions they may have. If they decide that this is for them, we will then guide them every step of the way. There is no pressure- we will only answer questions and give honest advice.

 

Thanks for helping us, help you, help your clients!

 

Danny Phillips

 

Penny Phillips, CRMS, CMHS NMLS# 204553

Certified Residential Mortgage Specialist

Certified Military Home Specialist

 

Southchase Mortgage NMLS# 193181

 

251-625-0444

 

southchasemort@att.net

www.southchasemortgage.com

 

Conventional, Jumbo, VA, FHA, USDA, Commercial, Reverse

Purchase or Refinance

 

New VA Credit Thresholds

 

Southchase Mortgage 1/5/18

New VA Credit Thresholds

  • 100% Purchase owner occupied starting at 560 credit score
  • 100% Cash Out Refinance owner occupied starting at 620 credit score
  • 100% Streamline Refinance owner occupied, second home, and investment starting at 560 credit score
  • Loan amounts up $1,200,000
  • No Monthly Mortgage Insurance
  • Fixed or ARM loans with competitive rates

Call 251-625-0444 now for more information.  Serving Alabama and Florida.

Penny Phillips, CRMS NMLS# 204553

Certified Residential Mortgage Specialist

Certified Military Home Specialist

Southchase Mortgage NMLS# 193181

251-625-0444

southchasemort@att.net

www.southchasemortgage.com

 

Conventional, Jumbo, VA, FHA, USDA, Commercial, Reverse

Purchase or Refinance