About Penny H. Phillips CRMS in Foley, AL

Penny H. Phillips, CRMS, CMHS


Penny H. Phillips, CRMS, CMHS, 

NMLS# 204553, has owned Southchase Mortgage in Foley, AL for over 19 years, and is licensed in both Alabama and Florida.  She is a Certified Residential Mortgage Specialist (CRMS), and a Certified Military Home Specialist (CMHS).

In addition to helping clients in coastal Alabama, we also proudly serve the areas Pensacola, Destin, Panama City, Port St. Joe, and St. George Island Florida.

Danny Phillips


Marketing/Social Media Manager

Commercial Mortgages

"Some of the things I have always enjoyed about Southchase Mortgage is the genuine enthusiasm we have with buyers on a purchase.  Whether it is a new primary residence, or a dream vacation home, the buyers are usually really excited and we get excited with them.

The other situation is when Penny is able to help someone that no one else could.  That is such a great feeling!"

Contact Us


 NMLS# 193181

Southchase Mortgage

22394 Miflin Road, Suite 201A, Foley, AL 36535

(251) 625-0444


Monday - Friday: 8am - 8pm

Saturday: 8am- 8pm

Sunday: 8am-8pm

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