Investment Property

Investment Property Overview

 With maximum loan amounts up to $2 million, FICO scores as low as 620, and unlimited number of financed properties, the Investment product may be just what you need to finance your investment properties. Our Investment Property, or non-owner occupied programs, are just one more way that we bring innovative solutions to the mortgage marketplace. 

We also offer the use of Bank Statements in lieu of tax returns for Self Employed borrowers, and can even use the Cash Flow of the property for income documentation. 

Investment Property Purchase

  • Up to $2MM Loan Amount
  • Minimum Loan Amount $100k
  • Up to 85% LTV
  • Borrower may own unlimited financed properties
  • Minimum 620 Credit Score
  • 5/1 ARM or 30 Year Fixed Rates
  • Single Family Residence and Condos, including both warrantable and unwarrantable (condotels) are acceptable.
  • Can use 1 or 2 year Bank Statements instead of tax returns to qualify
  • Can use Cash Flow of the property to qualify instead of personal income


Up to 85% Rate & Term Refinance

Up to 80% Cash Out Refinance

Contact Us


 NMLS# 193181

Southchase Mortgage

22394 Miflin Road, Suite 201A, Foley, AL 36535

(251) 625-0444


Monday - Friday: 8am - 8pm

Saturday: 8am- 8pm

Sunday: 8am-8pm

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