Mortgage Loan Overview

Purchase



Refinance

Up to 125% Rate & Term Refinance

Up to 85% Cash Out Refinance


Primary Residence 

Second Homes or Vacation Homes

Investment Property

Reverse Mortgage Refinance

Home Equity Conversion Mortgages

Home Equity Conversion Mortgages, or Reverse Mortgages, have been a part of our loan portfolio for many years.

We also offer Home Equity Conversion Mortgage Purchase and Refinance loans.

We can come to you, or meet you at our office, your bank, or anywhere you feel comfortable, and discuss how these loans work and what your options are with no pressure or cost to you.

VA Lending Special

We can now offer 100% VA Purchase Loans with credit scores down to 550


We can go as low as 600 score on VA Cash Out Refinance

E-Sign and Virtual Closing

On many of our loan programs we can now offer E-sign on the initial disclosure documents, and  Virtual Closings on the loan.

You can close your loan from from your house, an airport, on the beach, anywhere you have a computer or mobile device, and Wi-Fi.

FAQs

Question: Can I call if just have a question, but don't want to do an application yet?


Answer:  Most definitely!  We enjoy answering questions about a possible purchase, refinance, or reverse Mortgage.

Contact Us

251-625-0444

 NMLS# 193181

Southchase Mortgage

22394 Miflin Road, Suite 201A, Foley, AL 36535

(251) 625-0444

Hours

Monday - Friday: 8am - 9pm

Saturday: 8am - 8pm

Sunday: 8am - 8pm



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