Mortgage Loan Overview

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• Conventional- Up to 97% LTV  on Primary Residence available with No Monthly Mortgage Insurance, 90%  LTV on Second Homes available with No Monthly Mortgage Insurance, 85% LTV Investment Property available with No Monthly Mortgage Insurance
• FHA- to 96.5%
• Up to 100% LTV on USDA
• Up to 100 % LTV  0n VA
• JUMBO- Up to 90% LTV
• Reverse Mortgage Purchase
• Single Family Residence and Condos

• Up to 95% LTV Rate & Term Refinance
• Up to 95% LTV Debt Consolidation with No MI
• Up to 85% LTV Cash Out Refinance

Primary Residence 

Second Homes or Vacation Homes

Investment Property

Reverse Mortgage Refinance

Single Family Residence and Condos

Home Equity Conversion Mortgages, or Reverse Mortgages, have been a part of our loan portfolio for many years.

We also offer Home Equity Conversion Mortgage Purchase and Refinance loans.

We can come to you, or meet you at our office, your bank, or anywhere you feel comfortable, and discuss how these loans work and what your options are with no pressure or cost to you.

On many of our loan programs we can now offer E-sign on the initial disclosure documents, and  Virtual Closings on the loan.

You can close your loan from from your house, an airport, on the beach, anywhere you have a computer or mobile device, and Wi-Fi.

Question: Can I call if just have a question, but don't want to do an application yet?

Answer:  Most definitely!  We enjoy answering questions about a possible purchase, refinance, or reverse Mortgage.