Purchase and Refinance

How are we Different?

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We work with multiple wholesale mortgage lenders. giving us access to hundreds of loan programs-not just a few.  This also allows us to offer some of the lowest interest rates and loan costs in the country, thereby increasing your buying power.


We also offer FREE Prequalification for home buyers.  Feel free to call on nights and weekends if you choose.  If we can't take the call, just leave a message and we will call back right away.

PURCHASES

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  • Conventional Programs starting at 97% LTV
  • FHA  96.5% LTV (including manual underwriting)
  • USDA  100% LTV (including manual underwriting)
  • VA 100% LTV (down to 500 credit score)
  • Jumbo  95% LTV (loan amounts to $3,000,000)
  • Non Prime
  • Bank Statement programs for Self Employed Borrowers
  • Home Equity Conversion Mortgage (Reverse Mortgage) Purchases
  • NEW!  We can now use Asset Based Income to calculate income for borrowers based on their liquid assets.

 

REFINANCE

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  • Up to 97% LTV Rate and Term with No Monthly MI
  • Up to 95% Debt Consolidation with No MI
  • Up to 85% LTV Cash Out
  • We offer refinance on Home Equity Conversion Loans (Reverse Mortgages)


 NEW!  We can now use Asset Based Income to calculate income for borrowers based on their liquid assets.