Bank Statement Loan Programs for Self-Employed Borrowers
Purchase
No Tax Returns Required
12 Months Personal Bank Statements
24 Months Business Bank Statements
Loan Amounts up to $3 Million
Minimum Loan Amount $150,000
Credit Scores Down to 600
Up to 90% LTV with No Mortgage Insurance (MI)
DTI up to 50% considered
Primary Residence, Second Homes, and Investment Property
5/1 ARM or 30 Year Fixed
Minimum 2 Year Self Employed Required
Refinance
As a Mortgage Broker, we are able to offer:
Up to 90% Rate & Term Refinance
Up to 85% Cash Out Refinance
Primary Residence
Second Homes
Investment Property
Conventional Loans For Self Employed Borrowers
If you have been in business 5 years or more, we can help Self Employed Borrowers with loan amounts up to $679,650 at super low CONVENTIONAL RATES, and the borrower could qualify for our No Cost Appraisal.
This could be for Purchase or Refinance, with Loan to Values up to 97% LTV Primary Residence, 90% LTV Second Home, or 85% LTV Investment Property-all available with No Monthly Mortgage Insurance.