We offer Condominium Financing for virtually all condos in Alabama and Florida.

  • Home
  • Condominiums
  • Primary Residence
  • Vacation Homes
  • Investment Property
  • Self Employed Programs
  • Loan Overview
  • Jumbo Loans
  • Free Prequalification
  • E-SIGN
  • Services
  • Non Prime Lending
  • Reverse Mortgages
  • ALABAMA
  • FLORIDA
  • About
  • Contact Us
  • More
    • Home
    • Condominiums
    • Primary Residence
    • Vacation Homes
    • Investment Property
    • Self Employed Programs
    • Loan Overview
    • Jumbo Loans
    • Free Prequalification
    • E-SIGN
    • Services
    • Non Prime Lending
    • Reverse Mortgages
    • ALABAMA
    • FLORIDA
    • About
    • Contact Us
  • Home
  • Condominiums
  • Primary Residence
  • Vacation Homes
  • Investment Property
  • Self Employed Programs
  • Loan Overview
  • Jumbo Loans
  • Free Prequalification
  • E-SIGN
  • Services
  • Non Prime Lending
  • Reverse Mortgages
  • ALABAMA
  • FLORIDA
  • About
  • Contact Us

Bank Statement Loan Programs for Self-Employed Borrowers

Purchase

Conventional Loans For Self Employed Borrowers

Refinance

No Tax Returns Required

12 Months Personal Bank Statements

24 Months Business Bank Statements 

Loan Amounts up to $4 Million

Minimum Loan Amount $150,000

Up to 90% LTV with No Mortgage Insurance (MI)

DTI up to 50% considered

Primary Residence, Second Homes, and Investment Property

5/1 ARM or 30 Year Fixed

Minimum 2 Year Self Employed Required



Refinance

Conventional Loans For Self Employed Borrowers

Refinance

As a Mortgage Broker, we are able to offer:


Up to 90% Rate & Term Refinance

Up to 85% Cash Out Refinance


Primary Residence 

Second Homes

Investment Property



Conventional Loans For Self Employed Borrowers

Conventional Loans For Self Employed Borrowers

Conventional Loans For Self Employed Borrowers

Self Employed Loan Programs including Bank Statement, Asset Based, and Stated Income.

If you have been in business 5 years or more, we can help Self Employed Borrowers with loan amounts up to $679,650 at super low CONVENTIONAL RATES, and the borrower could qualify for our No Cost Appraisal.  

This could be for Purchase or Refinance, with Loan to Values up to 97% LTV Primary Residence, 90% LTV Second Home, or 85% LTV Investment Property-all available with No Monthly Mortgage Insurance.

Contact Us

251-625-0444

 NMLS# 193181

Southchase Mortgage

(251) 625-0444 Fax 866-904-8733 Email: southchasemort@att.net

Hours

Monday - Friday: 8am - 8pm

Saturday: 8am - 8pm

Sunday: Closed



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Areas served - Alabama and Florida

  • Condominiums
  • Primary Residence
  • Vacation Homes
  • Investment Property
  • Self Employed Programs
  • Loan Overview
  • Jumbo Loans
  • Free Prequalification
  • E-SIGN
  • Services
  • Non Prime Lending
  • Reverse Mortgages
  • ALABAMA
  • FLORIDA
  • About